That's all true guys, but also remember that the Inspectors are not doing this for a living. They are paid, but it is not a lot, and is more a re-reimbursement than a wage. Not sure if you could call it volunteer work, but it is close.
Yachts vary a lot as KM pointed out before, and regulations to cover every point would be a nightmare, and a costly one at that.
BP, I have also had one inspector that I would not go back to. The others I have had dealings with have all been very reasonable.
The inspections I've had did not go thru every item in the book. They talk to you, look at the boat and its condition and preparation, and I think a lot has to do with the impression they get. If the boat or crew has issues, they will be more stringent. If they have got to the point where every line in the regs is enforced regardless, then we have a real issue, but I do not think we are there at this point?
I found the cat one regs a good guide and aide-memoir to help make sure I had not overlooked anything.... hence my comment about WOF.
Really, IMO, the regulations themselves were to help the authorities show they were doing something to reduce the risk and frequency of the very expensive rescues NZ has to do every year.