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Kids Insurance for Racing


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#1 BOIGuy

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Posted 15 June 2019 - 08:48 AM

Could someone please advise how an 8 year old can take out public liability insurance for dinghy racing as required for most regattas?

I was under the impression you had to be 18 to enter into a legally binding contract at least.

Comments also appreciated.


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#2 Black Panther

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Posted 15 June 2019 - 08:50 AM

Refer to thread on why the sport is dying.
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#3 SloopJohnB

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Posted 15 June 2019 - 10:43 AM

Each club should be covered by the PLcover the YNZ has.
We have just gone the PL in radio sailing with the NZRYA covering the clubs and their members.
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#4 MarkMT

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Posted 15 June 2019 - 11:51 AM

In the regattas I've been involved in managing in the (typically litigious) US, it is the boats that have been insured. From the OA perspective, who owns the boat or the insurance has not been an issue.


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#5 splat

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Posted 15 June 2019 - 01:27 PM

Each club should be covered by the PLcover the YNZ has.
We have just gone the PL in radio sailing with the NZRYA covering the clubs and their members.


Don't think it's that simple...YNZ has PL,clubs have PL, competitors/entrants have PL.
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#6 Freedom GBE

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Posted 15 June 2019 - 09:48 PM

Dad glues holed boat. Fiberglas kit from Bunnings $25, easy.


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#7 BOIGuy

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Posted 16 June 2019 - 07:51 AM

There was a world champs, in NZ, this year where PL was mandatory, an arrangement to provide cover was advertised for $65 to cover the event, could have been $95 - memory failing.. Someone must have kicked up a stink because the NOR was amended to make insurance " highly recommended".

Pretty good earner $65 x 120 boats for 3days coverage. At annualised rate its ridiculous. Add it up for all the regattas and classes, never heard of a claim being made. Pretty good earner for some outfit close to YNZ.


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#8 DrWatson

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Posted 18 June 2019 - 02:55 AM

Dad glues holed boat. Fiberglas kit from Bunnings $25, easy.

This. Anything else is this -
http://crew.org.nz/f...e-6#entry224742
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#9 khayyam

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Posted 18 June 2019 - 11:40 AM

This. Anything else is this -
http://crew.org.nz/f...e-6#entry224742

 

Totally agree. I love sailing. I love racing. But would I be keen for my kids to get into the jnr racing scene as it currently is? Nah.


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