I guess it depends on a lot of variables, and your appetite for junk. We only use 2 surveyors, 1 who's pretty tough, and the 2nd is even more discerning.
We have to buy boats for various projects, some very demanding, some pretty straightforward. But I'd rather have someone with a critical eye than a Surveyor with low standards. Even being tough on things we still get a nasty surprise now & then. And when you're caught out in 50 knots one day with a hard day upwind getting the sh*t kicked out of you, do you really want to be wondering about your boat?
They rarely fall apart, but ………………………….