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Thanks Paul (assuming that's right), I've tried Bailey's with no luck unfortunately. I'm currently waiting on Chris at Marsh to see how he gets on. It seems as though the relative!y small number of multis, and particularly trimarans, has an adverse effect on the risk assessment for the type of boat proportionally.

 

It would be beneficial if the industry would identify the particular risk for insuring a multi so I could exclude it. As an example, I've told all the brokers I've spoken to that I'm happy to exclude capsize and breakage if that helps, I just want cover for things like theft, fire and damage due to external factors. I'd assume that these are the 'normal' risks for insuring any boat.

 

Reading over the above seems like a bit of a rant! I'm new to yacht ownership so learning as I go. Some lessons not to my liking though...

 

Cheers,

Dave

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One strategy that worked for me was to bundle all my insurance requirements (house, car, contents, boat) and shopping around with the proviso that it's all or nothing.  Obviously this won't work for the dedicated marine insurance companies but it sounds like they're not interested in trimarans anyway.  You need to carefully consider the policies on offer by non-marine insurers but it sounds like you're willing to forego the contentious aspects (racing, capsize).

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Pantaenius could be an option for a bigger boat

Pantaenius are about as useful as tits on a bull.

 

They wanted my mooring poles surveyed annually. Even after I explained they are 1 1/2 foot thick poles of less than a few years old...

Not to mention they wouldn't even give a price without a haul out, survey and rig inspection.

 

Pantaenius's replacement of old for new clause only covers stuff up to 2 years old. Misleading advertising at its best.

 

We ended up going with Mariner, or Marine or something, based in Chch. They did have some peculiar requirements, but didn't need a 'condition report', and were a fraction of the price of most others. They did state that the 'condition reports' that all other ins co's required (the ones that can be done by a boat builder) are a waste of time for assessing condition and risk to the insurer. They use qualitative assessments like reasonable, good and fair condition...

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Thanks Veladare, I tried Bill at the Marina Shop but he met with no success unfortunately.  Nice of him to try on my behalf though.

 

Used the magic search and found a crowd in Hastings that had "trimaran" as part of their advertising spiel.  Again, nope.  Don't trust the Googles people...

 

Thanks Tiger, you've nailed it with the tri averse aspect of all this malarkey.  I don't think I'm being unreasonable in what I want the insurance for but I'm finding the "yeah, nah" responses a bit disheartening.  For me the biggest worry I have is total loss, I'm happy to wear damage etc. from using the boat, and if that means I screw up and tip it over then that's on me.  Should some geezer come by and T-bone the boat on its mooring then I'd want to be covered. 

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