Black Panther 1,523 Posted May 24, 2016 Share Posted May 24, 2016 IT and I have been trying to nail an answer to this (so far unsuccessfully). What is a NZ citizen over 65 entitled to if they are living on a NZ registered sail boat and drifting aimlessly about the planet? Is a NZ reg boat qualify you as resident and present since the boat is considered a piece of NZ? Has anyone dealt with this before ?? Quote Link to post Share on other sites
Island Time 1,184 Posted May 24, 2016 Share Posted May 24, 2016 It's in their own rules BP, you can get your super while travelling, even after 6 months: http://www.workandincome.govt.nz/pensions/travelling-or-moving/going-overseas-super/travelling-for-more-than-26-weeks.html Quote Link to post Share on other sites
Black Panther 1,523 Posted May 24, 2016 Author Share Posted May 24, 2016 And yet when I rang and asked I was told no. At this point I would suggest to anyone applying take some paperwork with you. Plus that says "may" not "can" and no one can tell me what the criteria are. Quote Link to post Share on other sites
marinheiro 348 Posted May 24, 2016 Share Posted May 24, 2016 I know of one person who has been offshore cruising now for 7 yrs collecting his super. I understand the important distinction is that his yacht is his registered home, he does not have any property in NZ, or anywhere else. Quote Link to post Share on other sites
Island Time 1,184 Posted May 24, 2016 Share Posted May 24, 2016 BP, just take the paperwork down to WINS. The MAY in that link is because there are other factors (time working in NZ etc) involved, but it is certainly not a "NO". It used to be NO if more than 6 months, before the Superannuation Amendment Act 2009 was passed.... Quote Link to post Share on other sites
Black Panther 1,523 Posted May 24, 2016 Author Share Posted May 24, 2016 I'm still 5 years away from that (though Angela is closer), just doing some budgeting is all. Quote Link to post Share on other sites
Island Time 1,184 Posted May 25, 2016 Share Posted May 25, 2016 It's a bureaucracy - might take 5 years to sort it !! Be nice to get it in writing now, so you are sure Quote Link to post Share on other sites
tuffyluffy 76 Posted May 25, 2016 Share Posted May 25, 2016 Personally, I wouldn't tell them a thing. Keep a NZ mail address and a phone number and they'll never know. Once you alert them to your plans, you're on their radar and they know you've informed yourself of the rules. If, and its a big if, they catch you, your interpretation is that you are on a NZ registered vessel therefore you haven't left the NZ. They'll have to prove you wrong and there is no glamour prosecuting superannuates Quote Link to post Share on other sites
ScottiE 174 Posted May 25, 2016 Share Posted May 25, 2016 not true - they went pretty hard after the southland finance guy . . . Quote Link to post Share on other sites
tuffyluffy 76 Posted May 25, 2016 Share Posted May 25, 2016 not true - they went pretty hard after the southland finance guy . . . over pension payments? Quote Link to post Share on other sites
Addem 86 Posted May 25, 2016 Share Posted May 25, 2016 If, and its a big if, they catch you, your interpretation is that you are on a NZ registered vessel therefore you haven't left the NZ. They'll have to prove you wrong and there is no glamour prosecuting superannuates Don't you believe it. They're prosecuting a supernnuatant friend of mine for not declaring he was receiving money from his mums estate, about $10k a year. Because He doesn't have the money to fight it They'll be cutting his super until it is paid back. Quote Link to post Share on other sites
Island Time 1,184 Posted May 25, 2016 Share Posted May 25, 2016 I think it's better to be completely honest. I've read the super act, and I believe that it covers this situation quite clearly. They are obliged by law to pay you while cruising, provided you would be entitled if living in Nz. Quote Link to post Share on other sites
Zozza 282 Posted May 25, 2016 Share Posted May 25, 2016 If you have a NZ domiciled address, and a NZ Bank account how in the heck are they going to know? Do you really think they are going to start sending out hit squads to catch out oldies that are sailing off blue and yonder and collecting their pension (that they darn well have earned the right to receive in my opinion). As someone said earlier - say nothing. Quote Link to post Share on other sites
Black Panther 1,523 Posted May 25, 2016 Author Share Posted May 25, 2016 I've never considered NZ super a benefit. Quote Link to post Share on other sites
Black Panther 1,523 Posted May 25, 2016 Author Share Posted May 25, 2016 Rage against the machine Quote Link to post Share on other sites
tuffyluffy 76 Posted May 25, 2016 Share Posted May 25, 2016 How do you think the Govt are catching fine dodgers, child pinching parents, escaped prisoners and more at the border? Data matching. Correct, but I hardly think pensioners knowingly going sailing offshore for >26 weeks is a problem that's targeted. Quote Link to post Share on other sites
Pumbaa 9 Posted May 25, 2016 Share Posted May 25, 2016 A bit of an anthem and not the best song to play in your workshop whilst working on other peoples property. Quote Link to post Share on other sites
Pumbaa 9 Posted May 25, 2016 Share Posted May 25, 2016 I apologise for the thread drift. I only recently became aware of the travel restrictions with regard to your super payments. I can sort of understand the pension but surely the super is your own. Even a pension shouldn't have restrictions. When we go I was expecting it to be sortable when you supply a B5/U4 certified by a notary public in blue ink on red paper by the light of the moon and at least 3 planets. 3 months in advance. Quote Link to post Share on other sites
Pumbaa 9 Posted May 25, 2016 Share Posted May 25, 2016 It's not that bad http://www.workandincome.govt.nz/pensions/travelling-or-moving/going-overseas-super/travelling-for-more-than-26-weeks.html#null 6 weeks notice not 3 months Quote Link to post Share on other sites
rigger 47 Posted May 26, 2016 Share Posted May 26, 2016 Don't you believe it. They're prosecuting a supernnuatant friend of mine for not declaring he was receiving money from his mums estate, about $10k a year. Because He doesn't have the money to fight it They'll be cutting his super until it is paid back. I thought the Super is not means tested. I know of a good number that get it and are earning 100k+ a year working. If you were on a benefit when going onto the super you need to declare that. Or is it tax related? The money from his mum's estate - could it be classed as a gift? Quote Link to post Share on other sites
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