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Fish

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Posts posted by Fish

  1. 4 minutes ago, khayyam said:

    ~$6k?

    In that order, I was thinking $7k. 

    Note  I don't have one (can't afford it). If your initial capital budget is $10k - $20k for the boat, as per the OP, then I think a water maker may be bit hopeful. (tell 'em he's dreamin)

    PS, that is excluding the extra solar and / or generator to run it And batteries to store all of that solar. And most likely an inverter because, if I'm correct, 12v systems need far too high a current to the pump to create the pressure required to run an RO unit effectively.

  2. 34 minutes ago, CarpeDiem said:

    I don't understand how liability can be the same.  How is a trimaran sitting in a marina more likely to cause damage to the marina than a boat that has full insurance?

    If that was the case it would apply to cars as well, there are plenty of collectible/specialist/vintage cars that cannot be insured, but which can get 3rd party only.

    Self insurance isn't an option when marinas require proof of public liability insurance in their terms and conditions.

    The liability is if the boat sinks. Especially in the marina entrance, blocking the whole of the marina etc. Or if it catches fire. Fires in marinas are super cool... Or if it sinks in some pristine environmental spot and requires all sorts of spill response and detritus recovery. Councils love to recover their costs for all of these things.

    Now, with regards to risk. A boat is more likely to sink or catch fire if it is not regularly checked or maintained. Corroded sea cock. rusting hose clips. corroding wiring. bilge water flooding a battery (may not catch fire but salt water in a FLA battery would still be fun to watch). There is a perception (potentially) that those with 3rd party only people are less likely to carry out regular maintenance on their boat. Hence increasing the risk. More so if the boat is already old, and all the seacocks and hose clips are of dubious age and condition. Hence the common requirement for surveys.

    With the classic car thing, classic / old cars tend to be worth more. And they are near impossible to agree a value on. But the 3rd party liability is about the same as any other car. Less if they are only driven on 2 Sunday's a year.

    Old boats tend to be worth less. Old boats are just a liability. And insurance is the market of selling your liability...

    • Upvote 1
  3. 22 minutes ago, CarpeDiem said:

    I personally cannot understand why if, you and I can buy FULL INSURANCE for $1000/year, why can't he buy just 3rd PARTY for $1000/yr - it makes no sense to me...

    Because, on a low value boat, there is no difference in liability to the insurance company. But there is likely an increased risk.

    3rd party normally requires a minimum of $5mil cover (or there abouts?) if a low value boat is worth somewhere between $10k - $30k, the liability doesn't change for the insurance co and their underwriters (fractions of a percent). A $2mil Riv or Leopard cat or something, the liability increases by 40%. But, whoever owns a $2mil boat is going to make sure it is well looked after. Possibly professional detailing and servicing. Possibly remotely monitored bilge and intruder alarms etc

    There is no difference in the 3rd party liability for a $10k boat and a $2mil boat. But there is potentially greater risk of a claim for 3rd party on the $10k boat, if it is not regularly maintained, i.e. left to rot on a swing mooring.

    The fundamental problem isn't 3rd party or full insurance, but point 1) above, why can't the OP get full insurance? If the risk is too great, it doesn't matter if its 3rd party or full, the liability is the same. If you are being told the risk is too high, I would look at how to reduce that risk, even if you want to 'self ensure'...

  4. So if there is no cost difference between 3rd party and full, why not just get full insurance? that is available.

    Is the problem survey's etc? I expect they apply regardless of the level of insurance. The bulk of the risk is in cost of salvage.

    It may be that someone that only wants 3rd party are seen to not care about their boat (in the eyes of the insurance co) and that in itself is enough to put the risk up. I can see a behavioral thing there. Checking the boat regularly, fixing little issues, keeping up regular maintenance is what in reality reduces insurance risk. Only wanting 3rd party may be a proxy for someone that just leaves their boat on a swing mooring for years and lets it deteriate to a shitter.

    • Like 1
  5. 2 minutes ago, CarpeDiem said:

    Where from?

    A friend of mine bought a 727 2 years ago and could not find anyone to provide just 3rd party insurance.  Three different brokers said 3rd party is not available.

    This is one of the biggest problems facing boat owners as insurers pull out, not only can they not get full insurance, they can't even get 3rd party to be able to remain in the marina.

    I may be wrong that it is 3rd party only, but boats worth $5k-$30k the premiums aren't going to change noticeably for full insurance, as the liability based on market value is next to insignificant. I spoke to a guy who bought a 727 type boat about 6 months ago and had no issues getting insurance for it.

    We're with Mariner. Have a 40 yr old home built kiwi boat, market value maybe $100k (we've had it 20 yrs so no real idea what the market value is). Full insurance on that is about $900 / yr. No survey, nothing at all.

    PS, in your mates situation, the brokers don't deal with Mariner, they only deal with Vero and one of the other big name outfits. Via a broker we were looking at in excess of $2.5k - $3k plus surveys, rig survey. One even wanted our pile mooring surveyed (its a big f**king pole!). Google and a telephone work far better than brokers, so can't understand why you mate couldn't get insurance.

  6. 1 hour ago, Vin said:

    Is insurance required for using Marina services (for example: fuel dock). What about swing moorings?
    I imagine it'd just be 3rd party required in case I accidentally ding someone's gin palace?

    You will need insurance at fairly much any place to haul out and re-do the antifoul. Black Panther has copper coat which is a 10 yr antifoul. Keep that in mind, and suss how you will maintain the boat (antifoul) as problems will escalate quickly if you let it get away. The Council compliance team may issue a requirement to haul out (if they fined fanworm) with penalties if you don't. You can't haul out without insurance (anywhere that I know of), and often you can't get insurance if you are un-insured, or you need an out of water survey to get insurance, which you need to haul out for, which you can't if you don't have insurance...

    A lot of low value boats just have 3rd party insurance. If your boat sinks and spreads sh*t all over one of our beaches or estuaries, the Harbour Master will bill you for the clean up. A minimum of $15k if your boat can be recovered in one piece, but most likely $30-$50k. The cleanup cost has no relationship with the value of the vessel. It is our bays and estuaries that have the value.

  7. 15 hours ago, aardvarkash10 said:

    In a similar vein.  If your engine stops on a weekend day, say, Sunday of a long weekend, and you have to bleed the low pressure fuel supply to start it, its probably leaking and will let you down later, like, perhaps, on a Monday of a long weekend just as you approach the river entrance in a fast running rising tide and with 20 knots up the jacksy.

    Apart from that, a fun weekend and I have some new fuel line to run this week.  Mrs Aardvark has a new vocabulary.

    We are pleased we have a diesel, not a petrol engine.  Otherwise we could have been in BP's predicament.

    If you are going to run a new fuel line, chuck in one of those priming bulbs for an outboard motor. About $20 bucks at Burnsco I think. They make bleeding and priming an absolute breeze. And also much, much faster, if, say, you need to bleed an engine in a river mouth with a fast incoming tide and 20 knts up your jacksy.

    • Haha 1
    • Upvote 1
  8. 1 minute ago, aardvarkash10 said:

    One day I will write up in the Stepping Out thread about the time I got wedged upside-down in a stern rope locker.  With no-one else onboard.  I thought I was going to die there...

    I got wedged in a key-hole once while caving in a past life. It is amazing how a little bit of claustrophobia and a genuine, guttural fear for your life can get you out of a tight situation.

    • Haha 1
  9. 22 minutes ago, aardvarkash10 said:

    OK, so some judicious tweaking has reduced the vibration considerably.  Elimination is pointless.  Wheels is onto it, the beat is definitely the result of prop pulses matching engine pulses, the observable vibration was the result of slight misalignment and a single mount that had not been snugged down fully on the engine beds (mea culpa).

    That is soo disappointing. I can't believe you fixed it so easily. You should have spent weeks, if not months, wedged upside down, lying on a bed of nails, swathed in diesel & oil, trying to adjust bolts with your teeth and using a measuring device that needs a minimum of 3 hands to hold straight...

    I bet you didn't even skin your knuckles. You know it is not possible to align an engine without skinning your knuckles. It is like a law of physics you know.

    Life is so unfair!

    • Haha 4
  10. It looks a lot like a Seabird. We have a 3.1m seabird. If it is not a seabird, it is close enough in size shape and characteristics to have the same / equivalent performance. They are not light. At least, our 3.1 m one isn't. In the order of 55kg to 60 kg I believe. That one is obviously shorter than 3.1 m, what is it? about 2.7? I weighed it once, but also weighed another at the same time so get them mixed up. In saying that, ours has teak trim all the way around the coming, and a fancy rubber rubbing strake. That may not be a bad weight for a boat that size, but I am comparing it to a 2.9m deflatable that we use as our yachts tender, which is maybe 30 kg or less (air floor Java model).

    I have never actually sailed our one, but my father used to sail it a lot and always enthused about its performance. Admittedly its not a 29'er or anything, but figure you don't want something so twitchy. Other than the basic hull shape, I would suggest condition of the sail and the condition / shape of the centreboard (and rudder) to have the biggest impact on upwind performance. It is easy to touch up a centreboard if need be. And if the sail is a bit baggy, it would be straight forward to get a new one ($$$ though, don't know what that would cost). Wouldn't be hard to make a sail like that at home. Just watch a few youtube videos and off you go.

     

    On your quest for a replacement dinghy, have you considered building one in plywood, stitch and glue? It is exceptionally easy, and you can end up with one to your exact requirements and characteristics. They can be made very light, or very durable. I built a 3 ft one for the kids. Not a lot of labour time difference for a 9 ft one. You can get to a structurally finished hull very quickly (40 hrs or less). Most of my time was in finishing, i.e. painting, attaching fittings etc and making some oars. If you want one to leave outside in he dinghy rack you can down spec a lot of the finishing work. I would estimate between 80 to 120 hrs to build and finish, depending on how fussy you are. There is one that was featured in Boating NZ that I think took two days to building and finish. Its sole purpose was to get out to a yacht on a mooring and back.

  11. 16 hrs is not unrealistic. 2 days. Esp if that includes driving anywhere in Auckland traffic. Measuring, ordering and collecting new bearings. Getting the old ones out has a high variable time component, hence a degree of conservatism in the estimate I suspect.

    We did our own rudder bearings. Easily 2 days of faffing, probably more. The work on the boat maybe 5-8 hrs, but the specifying, ordering and collecting add to that.

    It is not that complicated a job, if you want to have a go yourself. The trickiest bit is measuring the rudder stock just right so you don't get slop or a tight rudder. I ended up taking the whole rudder to Henleys and they measured it for me. They were supplying the bearings (bushes) We ended up getting a new rudder tube in some fancy FRP that we just glued into the old one.

    • Like 1
  12. 8 minutes ago, DoT said:

    I encountered really thick fog 18 months back. Even leaving Islington Bay required a chart (to navigate by depth contours) or GPS. It was a surreal experience, and the only time I've broken out the fog horn in 15 years.

    Otherwise, exploring places that are less familiar: isolated beaches, places to fish or snorkel, estuaries and rivers - such as heading up to Warkworth.

    Had you ran out of rum? 

    i.e. was there a compelling reason to try and navigate through the fog, rather than just sit tight and wait for it to clear? We don't get sea fog in NZ, so in normally clears by mid morning. Not like the UK, where you might actually need to sail in a fog.

  13. 4 minutes ago, Psyche said:

    "The chart says you cannot pass through there"

    "Here, hold my rum"

    Don Jamison

    Not sure if Don Jamison is the most compelling argument for anything. Esp cluttering up your boat with sh*t you don't use. Possibly better if people drank less rum and looked where they were going...

    I found some emergency nav lights the other day, complete with an un-opened set of D size batteries. Buggered if I know how old the batteries are. Really keen to know if they still work. D batteries aren't cheap either.

  14. PS, just to blow my own counter arguement, I have paper charts onboard. I always fold them into 8ths and keep them in a canvas zip close folder. My main reason for carrying them is so I can spread them on the saloon table and show the kids where we are going. Also have several at home for the same purpose. But to be honest, I actually used the chart plotter to show them each day's passage.

    I've done Blind Navigation exercises in the UK as part of my RYA Yachtmaster training. It teaches a different way of thinking and answering questions other than relying on the common modern conveniences. 

    I also have a fixed VHF, 2 hh VHF's, 2 PLB's and a full suite of in-date flares onboard. On the occasions I've needed assistance, I've always used the cell phone. Far better voice quality, easier to hear, easier to answer CG's 20 questions on if you are wearing an LJ, and the whole Gulf doesn't need to know I've screwed up ;-)

    • Haha 1
  15. 19 minutes ago, aardvarkash10 said:

    this.

     

    So did charts help, or give a false sense of security in that one?

    Pilotage (i.e. looking at the surrounding land) of that area would tell you it is a rock strewn coast, unpredictable changes in depth, and best to stand well off.

    Chart possibly indicates it is clear inside the 5m contour, when in actual fact, its a jumble of rocks. Some deep, some not so deep.

    • Upvote 1
  16. Has anyone ever heard of pilotage? You know, when you look out the window, look at the colour of the water, the depth, location of the land and understand your geographical position with it?

    You don't need a chart for any of that. Not in an emergency.

    Name a passage in the Huaraki Gulf or Norhtland Coast you couldn't complete without a chart? We don't have tidal rips, there are no currents setting east or west like the English Channel. We don't have tides like Brittany.

    The one tidal gate in NZ is at D'Urville Island, long way from the Gulf.

    Any passage the in the gulf can be completed with pilotage. i.e. look where you want to go, and go there. Getting to Barrier? you can see it the whole way. At best a compass course. Going to BoI? Keep the land on your left. Coming home from BoI? keep the land on your right...

    All I use my chart plotter for is telling me how fast I'm going, and my time of arrival, mainly so I can plan when to have dinner, and keep the kids entertained with the 'are we there yet? questions.

    • Haha 1
    • Upvote 5
  17. I'm curious, I've got 3 VHF's and 3 PLB's, but are you going to be sailing out of cell phone range?

    Channel 16 is so full of fluff now I didn't turn my VHF on on the last 7 day cruise.

    We can spend a pile of $$$ and really clutter out boats up with things that are a good idea, but never actually get used.

    • Like 1
  18. 20 minutes ago, ex Elly said:

    You mean a Farr 1020 went all the way to Minerva reef for a bit of fishing?

     

    There are reports of a Mahimahi being seen in Administration Bay on a fishing forum, this week (or this month). By an experienced bill fish angler of 30 years.

    Those ones above were all caught off the Northland Coast, according to FB.

  19. 1 hour ago, Ex Machina said:

    Slightly off topic but I’m a bit perplexed at the loss of comms with Tonga. Sure the under sea cable is broke but surely they have SSB back up comms in the military and sat Phones ? 
     

    Sounds like sat phones can't get through the ash cloud. NZRAF were saying they couldn't get data off their Orion today, and had to wait for it to get back to access the images. I'm assuming that is a sat comms issue, although, giving it some thought, it could be cause the Orions pre-date satellites... And they have to wait to develop the films they used in a dark room, or something like that.

    One island had satellite comms links, as they did a Zoom meeting with a Labour minister. It wasn't Tongatapu. So it is likely the comms issues are affecting particular islands, and it just happens the main island is impacted.

    Either that, or everyone is still hiding in the hills and not coming down to answer the phone. It must have been extremely scary seeing that size eruption go off in front of you. The gods are angry.

  20. Just now, aardvarkash10 said:

    the govt didn't change its mind.  Hopefully, apart from arranging funding and setting some broad objectives, the govt did nothing.

    A number of departments overseen by ministries may well have done or not done stuff, including reassess the advice given on receiving more or clearer information.

    But government doesn't manage the day to day operations of Civil Defence, Met Service, NIWA, or any of the agencies that might have had a hand in the announcements.

    Yeah, it is just easier to say 'govt' than list all of the disjointed CCO's State Enterprises and qausi govt departments.

    I am more interested in Wheel's point, that the warning bouys up to the kermadecs aren't working. No mention in the media - surprised / not surprised.

  21. It was on the stuff live feed.

    "No tsunami threat to NZ".

    Giving this some thought, it is possible the statement was "no tsunami threat has been reported", which would have been technically correct, and would have been Stuff doing their usual misleading BS. That could possibly explain it.

     

    • Like 1
    • Upvote 2
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