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The linked article on insurance was good.

https://www.superyachtnews.com/business/what-keeps-the-insurers-up-at-night

loved this quote from it “Another of our concerns, which again has again been exacerbated by COVID-19, is the minimum manning requirements on private vessels at the lower end of the superyacht spectrum – in so far as there are none,” But they want 2 people on board at all times who are trained to fight fires.

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