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Kids Insurance for Racing

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In the regattas I've been involved in managing in the (typically litigious) US, it is the boats that have been insured. From the OA perspective, who owns the boat or the insurance has not been an issue.

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There was a world champs, in NZ, this year where PL was mandatory, an arrangement to provide cover was advertised for $65 to cover the event, could have been $95 - memory failing.. Someone must have kicked up a stink because the NOR was amended to make insurance " highly recommended".

Pretty good earner $65 x 120 boats for 3days coverage. At annualised rate its ridiculous. Add it up for all the regattas and classes, never heard of a claim being made. Pretty good earner for some outfit close to YNZ.

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