Another one for Mariner. Like the earlier poster I started with the Mortimers/Mariner when I launched my 88 in '88 and have been with them since. I have had some big claims, several rigs, sails, damaged topsides etc and while my premiums went skyhigh for a while I stuck with them as no-one wanted to insure 88 bumper boats at the time. Haven't had claim now in 15 years. I occasionally look at different insurers and Mariner have been responsive to looking at and adjusting my premium.